Let me show the relationships of the tables and what I'm trying to find:
Users - one to many with AccountManager
AccountsManager - one to many with Accounts
Accounts - one to many with Transactions
Select * from Users U
JOIN AccountManager am on am.AccountManager Id = u.AccountManagerId
JOIN Accounts a on a.AccountManagerId = AccountManager.Id
JOIN Transactions t on t.AccountId = a.Id
WHERE COUNT(t.Id) = 0
Edit: Thanks to @Shmiel for pointing out the above join on Transactions is incorrect. Thankfully, the accepted answer clears that up.
Users one to many with Variables
I'm trying to find Users who have no Transactions AND no Variables.
I'm using SSMS and wrote the appropriate joins for the first four tables using COUNT at the end, but I'm not sure how to get those same Users who have no Transactions and then query if they also have no Variables as that's another join on Users. I believe it's just a subquery that I'm missing.
I'm open to any suggestions and hoping I'm just overthinking this one.